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SCVBank Reports First Quarter Results

  • Solid Operating Profit
  • Improving Capital Ratios
  • Highly Liquid

SANTA PAULA, CA. April 25, 2012 – Santa Clara Valley Bank (SCVBank;OTC BB: SCVE.OB) today announced its 2012 first quarter results.

SCVBank recorded a net profit of $181,000 for the first quarter of 2012 compared to a net profit of $131,000 for the first quarter of 2011.  This improvement in earnings was largely due to the improvement in non interest income and the reduction of non interest expenses. 

SCVBank continues to maintain a strong capital position with a Tier 1 Leverage Capital Ratio of 11.27%, up from 10.37% a year ago. 

Liquidity continues to be very strong as cash and investments total $56,753,000, or 43% of total assets at quarter end.

PDF First Quarter 2012 Financial Results - (PDF)

Founded in 1998, Santa Clara Valley Bank has offices in Santa Paula, Fillmore, and Valencia. Under its stock symbol of SCVE.OB, Santa Clara Valley Bank's stock is traded through McAdams Wright Ragen, Raymond James, and Wedbush Morgan Securities. The Bank's web site is

Santa Clara Valley Bank Corporate Headquarters
901 East Main Street
Santa Paula, California 93060

Statements concerning future performance, developments or events concerning expectations for growth and market forecasts, and any other guidance on future periods, constitute forward looking statements that are subject to a number of risks and uncertainties. Actual results may differ materially from stated expectations. Specific factors include, but are not limited to, the effect of interest rate changes, the ability to control costs and expenses, the impact of consolidation in the banking industry, financial policies of the United States government, and general economic conditions.

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